NetSpend® Prepaid MasterCard®
The NetSpend Prepaid MasterCard offers online budget tools, text alerts and a mobile app. It's a better way to bank.
- Get paid faster with Direct Deposit
- Earn cash back with NetSpend Payback Rewards
- Pay bills online and avoid standing in lines
Shop online and pay bills with a reloadable prepaid MasterCard®
- No credit check†
- No overdraft fees
- No bank account required
Western Union® MoneyWise™
An affordable reloadable prepaid card for everyday life! Use it wherever Debit MasterCard is accepted - shop online, pay bills and more.
- NO monthly maintenance fees or purchase transaction fees¹ - compare us!
- Track your balance on your phone
- Direct Deposit your paycheck or government benefits at no charge²
The Western Union MoneyWise® Prepaid MasterCard is issued by MetaBank™ pursuant to license by MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated. MetaBank; Member FDIC.
¹Common card fees include: $1.95 ATM Withdrawal Fee (plus applicable ATM operator fees), $0.45 ATM Inquiry/Decline Fee, $2.95 monthly inactivity Fee after 120 consecutive days of non-use and a $4.95 Reload Fee. Additional fees could include Re-issue card fee of $5, Bank to card transfer fee of $1, a paper statement fee of $3, cash withdrawal at bank counter fee of $25.00, stop payment fee of $4.95, check processing fee of $25.00 and currency conversion gains and fees. See Cardholder Agreement for a complete description of fees.
²The card is subject to load and account balance limits. If a direct deposit transaction exceeds these limits, the transaction will be denied and you will need to obtain your funds some other way. Only certain funding sources may send direct deposits to your card. See Cardholder Agreement for details. Direct deposit feature is subject to your funding source. Check with your funding source to see how quickly direct deposit will begin. Funds availability is subject to funding source's timing. Subject to load and card account limits.
†Subject to verification of identity. Fees apply. Issued by GE Capital Retail Bank.
NetSpend MasterCard Prepaid Debit Cards are issued by MetaBank™, Member FDIC. NetSpend is an authorized Independent Sales Organization of MetaBank. Use of card subject to funds availability. Transaction fees, terms, and conditions apply. See Cardholder Agreement for complete details. All other trademarks and service marks belong to their respective owners.
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